Frequently Asked Questions (FAQ)

1. What RWA Products Will BlockRock Support in the Future?

BlockRock plans to launch diverse tokenized financial products, including:

  • Equity ETF Tokens (e.g., QQQAI Token [$QQQAI]).

  • Fixed-Income Products (U.S. Treasuries, corporate bonds).

  • Commodity Tokens (gold, oil).

  • Structured Products (yield-enhancement strategy funds).

2. Which DeFi Platforms Support QQQAI Token (QQQAI)?

BlockRock will expand QQQAI’s DeFi utility across:

  • Liquidity Trading: Tradeable on DEXs like Uniswap, Balancer, Curve.

  • Lending: Use as collateral on Aave, Compound, Ondo Finance for stablecoin loans.

  • Staking: Stake $QQQAI on DeFi protocols to earn yields.

3. How Does BlockRock Ensure Investor Fund Security?

  • Smart Contract Audits: All contracts audited by top-tier security firms; reports publicly available.

  • Asset Custody: Fund assets held by regulated custodians (e.g., Coinbase Custody).

  • Redemption Safeguards: Instant USDC redemptions via liquidity reserves.

4. Who Can Use BlockRock?

  • Global Investors (compliant with KYC/AML).

  • Institutions: Hedge funds, family offices, asset managers.

  • DeFi Participants: Web3 wallets, protocols, exchanges.

5. What Are BlockRock’s Market Goals and Future Plans?

  • Market Reach: Target global Web3 investors and tokenize high-quality financial assets.

  • Growth Targets: Expand to $10 billion AUM within 3 years.

  • Innovation Roadmap: Develop cross-chain RWA trading, AI-driven strategies, and decentralized fund management.

6. I don’t have a wallet, how can I participate in the QQQAI subscription?

QQQAI Token ($QQQAI) is the on-chain tokenized representation of the QQQAI fund’s shares. To participate in the QQQAI subscription, you need to:

  • Create a Web3 wallet;

  • Deposit ETH or USDT to the Web3 wallet above.

For a detailed tutorial, please refer to: QQQAI Subscription Guide

7. What is a Web3 wallet?

A Web3 wallet is a decentralized digital asset management tool used for storing, managing, and trading cryptocurrencies and other digital assets, as well as interacting with decentralized applications (DApps). Different from traditional bank accounts, Web3 wallets leverage the decentralized nature of blockchain technology, enabling users to own their private keys and have full control over their assets without relying on centralized institutions such as banks or Alipay.

Its core features include:

  • Decentralized control: Assets are stored on the blockchain, and transactions are completed through private key signatures (completely different from the account - password model of Web2).

  • Cross - chain interaction: It supports the switching of multiple blockchain networks such as Ethereum, Solana, and Polygon.

  • DApp entry: It is the core tool for connecting to decentralized exchanges (such as Uniswap) and NFT markets (such as OpenSea).

8. How to download and install a Web3 wallet?

See 2. Installation and Usage Tutorial of Web3 Wallets

9. How to open an account on a cryptocurrency exchange and purchase crypto assets?

Common cryptocurrency exchanges include Binance, OKX, Coinbase, and others. The steps to purchase crypto assets through a centralized exchange are as follows: register an account → complete KYC verification → buy crypto assets through C2C.

See 3. Cryptocurrency Exchange and C2C Tutorial

10. How to purchase crypto assets?

There are several ways to purchase crypto assets (ETH/USDT):

  • Through a CEX: You can register on CEXs like Binance, OKX, Coinbase, etc, and complete KYC verification. Then purchase crypto assets with fiat currencies wihtin these CEXs’ app/PC client. (This process is smooth and highly recommended)

  • Using a Third-Party Compliant Crypto Payment Provider: We have integrated LEGEND TRADING, which allows you to purchase directly through their web-based process. LEGEND TRADING is a leading US-based crypto trading company trusted by over 900 institutional traders, offering strong liquidity and competitive prices, while also developing blockchain-based next-generation global payment solutions. (This process is more complicated and carries a failure risk, not recommended)

  • Through Peer Transfer: If someone you trust has crypto assets, you can share your wallet address to receive crypto assets transferred to you on-chain. (Recommended, provided you know and trust this guy)

See 3. Cryptocurrency Exchange and C2C Tutorial

11. What to do when Web3 Wallet connection fails and ”Connection is slow. Please consider switching RPC endpoint or using the okx wallet“ pops up?

This message usually appears because the RPC (Remote Procedure Call) node connected to your Web3 wallet is unstable. This can lead to slow or failed transactions, issues connecting to the transaction confirmation, balance display or gas estimation. In such cases, you need to manually switch the RPC node in your Web3 wallet.

  • Option 1: Open your wallet → Click on “Networks” in the top left → Add or edit the current network → Replace the current RPC URL with a new one.

  • Option 2: Visit https://chainlist.org/ → Select Networks → Check the dropdown list for stable RPCs → Click “Add to Metamask” under the RPC column to replace it in your MetaMask wallet.

12. Why do I have to follow “Approve” First, Then “Confirm/Subscribe” when I participate in QQQAI Token Subscription?

When subscribing to QQQAI Tokens using a Web3 wallet, you’ll notice the process involves two separate steps: first “Approve” the tokens, then “Confirm/Subscribe” the transaction. This is a fundamental design in smart contract-based systems to ensure user asset security through permission control.

  • The Approve step explicitly grants the smart contract permission to access a specific amount of tokens from your wallet. Similar to enabling “third-party payment authorization” in traditional banking, it grants the platform/app access to transfer out your funds in a limited amount.

  • After Approve is completed, the Confirm/Subscribe step initiates the actual transaction. At this point, the smart contract is authorized and can automatically transfer the approved tokens to complete the subscription.

  • Gas Fees: Both Approve and Confirm/Subscribe are separate on-chain actions, each requiring gas fees. While some Web3 apps streamline the user experience, this two-step authorization logic is essential and cannot be bypassed.

This layered process ensures your assets remain secure and under your control throughout the subscription.

13. How to Add $QQQAI Token to Your Wallet?

Follow the steps below to add $QQQAI Token to your Web3 wallet:

  • Obtain the $QQQAI Token Contract Address from the official channel / On chain explorer.

  • Add the Token in your wallet.

For a step-by-step guide, please refer to Step 14 in the tutorial linked below: QQQAI Token Subscription Process:

14. How to Redeem QQQAI Fund?

  • Small Redemptions (≤ $100,000 USD): Recommended to be processed instantly via DEX liquidity pools.

  • Large Redemptions (> $100,000 USD): Require coordination with Special Purpose Vehicles (SPVs) to align with traditional fund redemption processes, ensuring compliance and security for large transactions. This process typically takes 10-35 business days and must be initiated during QQQAI Fund’s open redemption window (quarterly). For details, refer to the documentation: Subscription & Redemption

15. What Are QQQAI Fund’s Net Asset Value (NAV) and Price?

  • $QQQAI Price: The real-time trading price of $QQQAI on secondary markets (DEX), dynamically determined by market supply and demand.

  • $QQQAI NAV: Represents the actual value of underlying assets per fund share (total fund assets minus liabilities). The NAV is published quarterly and accessible via public audit reports.

For details, refer to the documentation: Token Price and Market Performance

16. What Is QQQAI Fund’s Expected Return?

QQQAI Fund’s expected annualized return rate ranges between 15-35%, updated quarterly.

17. What Fees Apply to QQQAI Fund?

BlockRock maintains transparent fee structures for fund management and RWA (Real-World Asset) tokenization. Fees are charged only for specific operations to support platform sustainability:

  • During Subscription: 0.8% fee (including subscription and compliance costs).

  • Redemption Fee: 0.5% (charged only upon redemption).

  • Transaction Fees: Applied by DEX platforms; BlockRock does not impose additional fees.

For details, refer to the documentation: Fees

18.What is QQQAIn token?

QQQAIn token is an on-chain credential specifically designed for institutional investors or large clients to demonstrate their subscription to QQQAI fund shares through offline channels.

It has the following characteristics:

  • It is an SBT (Soulbound Token), non-transferable and non-tradable.

  • It is solely used for on-chain record-keeping and identity mapping.

  • It serves as "proof of on-chain holdings" but does not participate in liquidity-related operations.

This design ensures that the subscription information of large investors can be transparently displayed on-chain, while safeguarding the security and compliance of their funds.

19.What is the difference between QQQAIn token and QQQAI token?

Although both QQQAIn token and QQQAI token represent subscription shares to the QQQAI fund, they have distinct differences in acquisition methods, attributes, and usage scenarios:

  • Different acquisition methods:

    • QQQAIn token is an on-chain credential obtained by institutions or large clients through offline subscription channels, while QQQAI token is a token acquired by ordinary users through on-chain subscription.

  • Different transferability and liquidity:

    • QQQAIn token is an SBT (Soulbound Token), non-transferable, non-tradable, and non-circulatable; whereas QQQAI token is a transferable and tradable token that can be freely traded on on-chain markets.

  • Different purposes:

    • QQQAIn token primarily serves as proof of on-chain holdings to demonstrate the offline subscription of QQQAI fund shares by institutions, ensuring transparency and compliance; while QQQAI token is an actionable asset for users, enabling participation in circulation and asset management.

  • Different target audiences:

    • QQQAIn token targets institutions and large clients; QQQAI token targets ordinary users and retail investors.

In summary: QQQAIn is an "offline subscription + non-transferable + display holdings" on-chain credential, while QQQAI is an "on-chain subscription + transferable + tradable" token asset. Together, they form a complete fund issuance and asset mapping system.

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