In both TradFi (Traditional Finance) and DeFi (Decentralized Finance), fund establishment and operation involve multiple key partners, including asset managers, custodians, fund administrators, counterparties, and legal advisors. For the on-chain tokenization of RWA assets, stringent compliance and security requirements necessitate robust institutional partnerships.

BlockRock exclusively collaborates with globally leading financial institutions and infrastructure partners to ensure asset security, compliance, and liquidity. For example, our fund assets are managed by regulated custodians and subject to independent audit processes to fully protect investor rights. Additionally, we partner with renowned asset management firms to ensure underlying assets (e.g., government bonds, ETFs) meet the highest compliance and risk management standards.

All our fund products adhere to the same core principles: partnering with reputable institutions to secure investor assets and deliver reliable investment returns.

We firmly believe that on-chain financial transparency standards should meet or exceed those of traditional finance. BlockRock adopts a comprehensive information disclosure policy to ensure investors always have access to all necessary information.

Investors can review key data for each fund on our platform’s product pages, including:

• Investment Strategy: How the fund operates and sources returns.

• Underlying Asset Composition: RWA assets held by the fund.

• Historical Performance: Past returns and market trends.

• Risk Assessment: Potential market risks and hedging strategies.

• Smart Contract Audits: All smart contracts are audited by top-tier industry auditors, with reports publicly accessible.

• Asset Management Transparency: All assets are custodied by independent third parties and audited periodically. Investors can query NAVs and management reports.

Furthermore, BlockRock and related entities undergo regular financial and cybersecurity audits, with results shared with authorized investors or regulators to ensure ongoing compliant operations.

Overview

Blockrock is a blockchain technology-based RWA (Real-World Assets) tokenization platform dedicated to introducing high-quality RWA assets from traditional financial markets into the Web3 on-chain ecosystem. Through the digitization and securitization of assets, Blockrock brings traditional assets into the blockchain world, enabling their management, trading, and circulation in decentralized markets. This breaks the limitations of traditional investment domains and provides global investors with novel investment opportunities.

By combining blockchain technology, smart contracts, and institutional-grade financial instruments, BlockRock eliminates barriers in traditional financial markets, allowing global investors to seamlessly participate in RWA asset investments. Our mission is to bridge the gap between TradFi (Traditional Finance) and DeFi (Decentralized Finance), providing a regulatory-compliant, transparent, and accessible financial system.

BlockRock is not just an RWA asset tokenization platform; it serves as a bridge to drive the digital transformation of global capital markets, empowering investors to enjoy stable returns and asset protection comparable to traditional finance within the decentralized financial world.

Core Advantages

1. Robust Investment Ecosystem

   • Global RWA Investment Channels: BlockRock offers diverse investment categories such as bonds, ETFs, and hedge funds, supporting institutional and individual investors to enter global RWA asset markets.

   • Diversified Investment Choices: Investors can select short-term high-liquidity assets (e.g., government bonds), long-term yield assets (e.g., equity ETFs), and enhanced hedge fund strategies to meet varying investment needs.

2. High Liquidity & Market Demand

   • Compliant & Accessible RWA Investment: By collaborating with leading financial institutions and DeFi protocols, BlockRock enhances the composability of RWA assets, achieving seamless integration between DeFi and traditional finance.

   • Abundant Liquidity Support: Leveraging decentralized exchanges, market makers, and secondary market trading pools, BlockRock ensures high liquidity and stability for assets on-chain.

3. Institutional-Grade Compliance & Transparency

   • Regulatory-Compliant Architecture: BlockRock adheres to regulatory requirements across major global jurisdictions, supports KYC/AML certification, enforces accredited investor criteria, and ensures compliance and investor rights protection.

   • On-Chain Transparency & Security: All transactions, net asset values (NAVs), and custody information are verifiable on-chain. Smart contracts automate transaction execution and investment management, eliminating centralized opacity.

BlockRock’s Future

BlockRock is committed to building a secure, transparent, and compliant RWA asset tokenization management platform. By merging traditional finance with decentralized finance (DeFi), we provide global investors with efficient, accessible, and diversified RWA investment solutions.

Our future vision includes:

• Expanding RWA Asset Classes: Covering more high-quality financial assets such as ETFs, bonds, private equity, real estate, commodities, and infrastructure investments to offer richer on-chain investment opportunities.

• Enhancing RWA Liquidity: Integrating deeply with leading global DeFi protocols to enable lending, staking, secondary market trading, and other functionalities, fostering prosperity in the on-chain RWA ecosystem.

• Deepening CeFi-DeFi Integration: Leveraging AI-driven asset management and intelligent investment strategies to optimize capital efficiency and maximize returns through automated RWA allocation.

• Global Market Expansion & Compliance Optimization: Continuously refining regulatory frameworks, collaborating closely with financial institutions and regulators worldwide to ensure RWA assets’ legality, security, and sustainability.

BlockRock is not merely an RWA platform but a pioneer in advancing global financial digitization. By constructing a secure, transparent, and composable RWA ecosystem, we are reshaping the future of traditional asset investing, offering all investors an efficient, borderless new financial world.

Join BlockRock and Step into a New Era of On-Chain RWA Assets!

Since Bitcoin’s inception, cyclical volatility has become a hallmark of the cryptocurrency industry. Each cycle brings dramatic market sentiment swings, speculative behavior, and abrupt capital flows. By 2024, despite continued volatility, this cycle diverged significantly from previous ones—particularly in the underperformance of altcoins, which dashed many investors’ expectations.

In past crypto bull markets, "altcoin seasons" typically emerged, with small-cap coins skyrocketing through short-term capital inflows and speculative hype, further fueling market euphoria. However, 2024 defied this expectation. While Bitcoin surged due to spot ETF approvals and political factors like Trump’s election, altcoins faced capital outflows and shrinking liquidity. This left speculative investors disappointed, dragging overall market sentiment downward.

For ordinary investors, this environment proved particularly challenging. Many had previously focused on altcoins, hoping for rapid returns from high volatility. Yet 2024’s altcoin stagnation shattered their "get-rich-quick" dreams, damaging confidence. Crucially, investors confronted a new reality: fast-profit opportunities in crypto are dwindling, and altcoin-based wealth strategies are losing effectiveness.

With the absence of an altcoin season, investment strategies shifted markedly. Previously, investors relied on altcoin volatility for quick returns. But 2024’s turbulence rendered this approach obsolete. Increasingly, investors recognized that the era of rapid gains might be over, favoring long-term stable returns instead. Capital began migrating from high-risk, short-term volatility to steadier assets like RWA tokenized assets and stablecoins. These assets offer stronger liquidity, transparency, and controlled risk exposure in uncertain markets.

This shift reflects not only changing sentiment but also the inevitable maturation of Web3 markets. As capital markets mature, risk preferences evolve. Participants now prioritize diversified asset allocation and long-term risk management over chasing single-asset volatility. This transition deepens crypto markets and lays a healthier foundation for global capital markets.

With the sustained rise in global demand for stable assets, the RWA (Real World Assets) market is experiencing unprecedented growth opportunities. According to the latest data from rwa.xyz, the total value of on-chain real-world assets reached \$1.52 billion in 2024, marking their growing significance in the cryptocurrency sector. Private credit currently holds the largest share and continues to expand steadily, while U.S. Treasury assets follow closely. In contrast, commodities, corporate bonds, and equities remain smaller RWA categories with slower growth.

This market’s rapid development is evident not only in total asset growth but also in product innovation and diverse applications. From real estate to art, commercial paper to infrastructure projects, an increasing number of traditional assets are being tokenized via blockchain technology, offering investors broader opportunities. The use of smart contracts has enhanced the efficiency, transparency, and cost-effectiveness of managing and trading these assets.

Industry forecasts predict that the global RWA market will surpass \$200 billion by the end of 2025, with annual growth rates exceeding 100%. This explosive growth stems from institutional investors’ gradual acceptance of RWA assets and the maturation of blockchain tokenization technologies. As the market expands, traditional financial institutions are actively entering the RWA space, injecting momentum into this emerging field.

This trend has not only spurred a surge of innovative RWA projects but also attracted significant institutional capital. Traditional financial institutions, venture capital funds, private equity firms, and others are increasingly investing in the RWA market, injecting substantial liquidity and professional operational support.

• RWA Projects:

  • Ondo Finance: By tokenizing U.S. Treasury bonds and corporate debt, Ondo Finance has surpassed $3 billion in Total Value Locked (TVL), establishing itself as a benchmark in the RWA sector.

  • MakerDAO: Its RWA custodial initiative has expanded the collateral backing its decentralized stablecoin DAI from crypto assets to RWAs, further driving market growth.

  • OpenEden: This U.S. Treasury-focused RWA tokenization protocol launched the OpenEden TBill Vault, enabling users to mint T-Bill tokens using USDC to earn yields. It has partnered with Binance Labs to expand market reach.

• Innovative RWA Projects:

  • USUAL: Introduced the USD0 RWA stablecoin protocol, a fully compliant, permissionless stablecoin 1:1 backed by real-world assets (RWAs). USD0 aims to aggregate liquidity across multiple platforms and companies, bridging CeFi and DeFi.

  • USUAL has collaborated with DeFi platforms like Morpho (lending) and Pendle (yield optimization), achieving over $1.6 billion in on-chain TVL and demonstrating robust growth in the stablecoin sector.

• Traditional Financial Institutions:

  • BlackRock: Launched its first tokenized asset fund, BUIDL, on the Ethereum network. Partnering with Securitize and Circle, the fund supports 24/7 real-time subscriptions and redemptions.

  • Tether: The issuer of USDT announced Hadron by Tether, a tokenization platform streamlining the tokenization of real-world assets (stocks, bonds, real estate, funds, loyalty points, etc.).

Tokenizing RWA assets must strictly comply with laws and regulations across different jurisdictions. BlockRock employs a robust compliance framework to ensure all product designs meet legal standards. We collaborate with leading legal, tax, and regulatory experts to guarantee adherence to relevant regulations.

1. Fund Structure

   BlockRock’s RWA tokenized funds utilize a Special Purpose Vehicle (SPV) structure. The SPV oversees fund investment, management, and custody while ensuring compliance.

   • Each fund’s specific structure and compliance requirements are tailored based on its investment objectives, applicable regulations, and investor demands.

2. Securities Law Compliance

   • Funds on the BlockRock platform are registered or exempt under regional securities laws, ensuring investor eligibility aligns with accredited standards.

   • Tokenized fund shares (e.g., QQQAI Token [$QQQAI]) are available only to investors meeting specific regulatory criteria (e.g., non-U.S. persons outside the U.S.), complying with securities issuance and trading rules.

3. KYC / AML / Counter-Terrorism Financing Compliance

   • All investors must complete KYC (Know Your Customer) and AML (Anti-Money Laundering) processes before investing, adhering to global financial crime prevention regulations.

   • Identity verification is conducted by compliance teams and third-party certification agencies to meet international regulatory requirements.

4. Asset Custody and Liquidity Management

   • Custodians: All fund assets are held by regulated custodians to ensure security.

   • Liquidity Support: Market liquidity is supported by institutional market makers (MMs) and risk management mechanisms to ensure price stability and market depth for tokenized assets.

Parallel to this, instability in traditional financial markets has exacerbated crypto market turbulence. Global economic uncertainty has amplified investor anxiety. In 2025, global markets face multiple pressures, including stock market corrections, economic slowdowns, geopolitical tensions, and the U.S.-China trade war, all of which have heightened risk aversion. The Federal Reserve’s interest rate cuts, rising global inflation, and supply chain instability have intensified volatility in traditional capital markets. These factors have not only impacted equity markets but also driven many investors toward safer alternatives, with capital flowing into havens like gold and bonds.

Simultaneously, the Web3 market has seen growing demand for stable investment products. Against this backdrop, low-volatility assets such as stablecoins and RWA tokenized assets have gained traction. This shift reflects investors’ strong demand for transparency, liquidity, and long-term stability while fostering gradual convergence between Web3 and traditional finance. Investors recognize that only assets with high transparency and stable returns can deliver long-term value appreciation in an uncertain market environment.

BlockRock employs multi-layered security strategies to protect the platform and investor assets from attacks and risks:

• Smart Contract Security: All smart contracts undergo audits by top blockchain security firms and rigorous testing to prevent vulnerabilities and hacking.

• Multi-Signature (Multisig) & Permission Management: Critical transactions and asset management operations require multi-signature authorization to ensure fund safety.

• Asset Segregation：Investor funds are managed separately from platform operational funds to ensure user assets remain unaffected by platform operations.

• On-chain Transparency：All asset transactions and management records are queryable on the blockchain, allowing investors to verify holdings at any time.

• Disaster Recovery & Emergency Protocols：BlockRock implements disaster recovery plans, including multi-location backups and high availability for critical infrastructure, ensuring system stability.

BlockRock adheres to compliance, security, and transparency as core principles, committed to building a trusted RWA investment platform. Through partnerships with global top-tier financial institutions, comprehensive information disclosure, rigorous legal compliance frameworks, and advanced security technologies, BlockRock provides investors with a secure, efficient, and transparent on-chain financial environment.

We believe that only by establishing robust trust mechanisms and secure infrastructure can RWA tokenization truly transform global capital markets. BlockRock will continuously optimize our products and services to ensure investors can confidently participate in Web3-era RWA investment opportunities.

With the gradual maturation of on-chain RWA markets and accelerating capital inflows, we anticipate that the types of on-chain RWA assets will further diversify in 2025, driving profound industry innovation and development. Currently, on-chain RWA assets are concentrated in private credit and U.S. Treasury categories—assets that have become pillars of decentralized finance (DeFi) due to their stable returns and broad market recognition. However, compared to the over $200 billion stablecoin supply and the multi-trillion-dollar scale of traditional financial markets, the volume and diversity of on-chain RWA assets remain insufficient, underscoring the urgent demand for tokenizing more traditional financial assets.

As RWA protocol infrastructure improves in 2025, the sector will undergo transformative changes, creating new opportunities:

• Expansion of On-Chain RWA Asset Types: As the market grows, on-chain RWA assets will expand beyond private credit and U.S. Treasuries to include commodities (e.g., gold, oil), equities, ETFs, and corporate bonds. These emerging RWA types will integrate deeper into DeFi and CeFi ecosystems as collateral or yield-generating assets, enhancing capital efficiency.These high-yield assets will not only provide attractive returns but also attract more traditional institutions and investors into on-chain finance.

• Rise of Novel RWA-Backed Stablecoins: As on-chain RWA assets grow in variety and volume, stablecoins backed by RWA assets will proliferate. Projects like Usual.money will launch stablecoins directly pegged to U.S. Treasuries or other income-generating RWAs, offering holders automated dividend mechanisms and higher yields.This innovation will inject vitality into DeFi while providing new liquidity channels for traditional capital markets.

• Diversified Participation by Financial Institutions: In 2025, stablecoin issuers will diversify. Traditional financial institutions (e.g., JPMorgan, Wells Fargo) and fintech firms may enter the on-chain RWA space, launching customized stablecoins for cross-border payments, lending, trade settlements, and supply chain finance.

This will accelerate the convergence of Web3 and traditional finance while boosting market liquidity and capital efficiency.

Building on the above strategic considerations, We launch BlockRock’s product roadmap, designed to provide investors with diversified and stable income sources while advancing the tokenization of traditional financial assets and expanding Web3 market applications.

2025 Q1: Initial Product Launch

• Core Product Development: Develop an RWA tokenization issuance and digital asset management platform to provide innovative investment tools.

• QQQAI Fund Launch: Launch a leveraged ETF product based on the Nasdaq 100 Index (NDX100) with enhanced returns, enabling permissionless subscription, trading, and redemption.

2025 Q2-Q4: RWA Tokenization Expansion

• Diversified RWA ETF Fund Integration: Partner with RWA asset teams to introduce high-quality ETF funds from Web2 markets, launching 3-10 RWA ETF funds to enable diversified investments for Web3 users. Continuously scale platform user base, capital volume, and market influence.

• RWA Tokenization Global Markets: Launch a dedicated LaunchPad platform to support tokenization of additional RWA assets, expanding platform asset diversity.

• RWA Stablecoin: Launch RWA-backed stablecoins to offer investors stable yield sources.

• AI Strategy Optimization: Optimize investment strategies using AI technology to deliver smarter decision-making tools.

2026 Q1-Q2: CeFi-DeFi Convergence

• RWA DeFi Legos: Fully integrate DeFi protocols to enable staking, lending, and mining opportunities for RWA assets, enhancing liquidity.

• RWA Stablecoin Expansion: Expand use cases for RWA stablecoins, build a global RWA stablecoin liquidity network, and drive institutional adoption.

2026 Q3 Onward: Ecosystem Strategy

• Ecosystem Support Program: Foster a healthy ecosystem by supporting innovative projects and partners.

• System Growth: Continuously expand platform capabilities, optimize user experience, and drive BlockRock’s expansion into broader markets.

BlockRock is an RWA tokenization platform dedicated to bringing publicly traded, high-quality financial assets onto the blockchain, enabling global investors to conveniently and efficiently participate in RWA investments. By bridging stablecoin capital with traditional markets, BlockRock provides on-chain access to equities, bonds, ETFs, and more within a compliant, secure, and transparent environment. Leveraging blockchain and smart contracts, BlockRock empowers global investors to access institutional-grade assets without intermediaries.

Unlike most crypto assets, BlockRock’s core advantage lies in elevating traditional assets’ liquidity and transparency through tokenization while drastically lowering entry barriers and expanding market reach. BlockRock plans to launch a series of regulated digital asset securities, including fixed-income products, ETF funds, and stablecoins, offering stable returns in volatile markets.

Through partnerships with leading traditional financial institutions, BlockRock delivers compliant products aligned with traditional markets while introducing decentralized trading models to ensure transactional transparency and security. This platform will drive Web3’s evolution into a mature financial ecosystem, offering global investors diversified options.

Core Features of BlockRock

1. Global Asset Services: Access global capital markets from anywhere, with unrestricted financial products—whether traditional or Web3-native.

2. 24/7/365 Markets: Decentralized blockchain infrastructure enables non-stop trading and settlements, enhancing liquidity and lowering operational barriers.

3. Asset Control: Investors retain full control via blockchain and smart contracts, offering greater sovereignty and security than traditional finance.

4. Institutional-Grade Protection: All underlying assets are held by regulated custodians under bankruptcy-remote structures. Assets are never lent to short sellers without explicit investor consent, ensuring all returns belong to investors.

5. New Investment Opportunities: Access institutional products like private equity and fixed-income assets for diversified portfolios. RWA tokenization enables decentralized market participation with traditional-like returns.

6. High Liquidity: Tokenizing RWA assets unlocks liquidity, providing new avenues for traditional asset managers and broader investor access.

7. Open Finance & DeFi Integration: BlockRock assets are usable in DeFi lending, liquidity mining, staking, and next-gen financial applications.

8. Enhanced Efficiency: Tokenization reduces reliance on traditional intermediaries (asset managers, custodians, exchanges, banks), streamlining operations.

Solutions to Core Issues

In traditional financial markets, investors face challenges such as high barriers to entry, inefficiencies, and insufficient transparency—particularly when seeking to allocate capital to high-yield, low-risk asset classes. BlockRock addresses these critical pain points through blockchain tokenization and decentralized finance (DeFi), creating a more accessible, secure, and efficient investment environment for global investors.

1. Global Capital Market Accessibility

❎ Problem: Traditional financial markets are constrained by geographic and regulatory barriers, making it difficult for ordinary investors to directly access high-quality assets such as U.S. stocks, bonds, and ETFs. International investors often grapple with foreign exchange controls, cumbersome account-opening procedures, and lengthy bank settlement cycles, hindering their ability to conveniently engage with global premium assets.

✅ BlockRock’s Solution:

• Through RWA tokenization, BlockRock brings U.S. stocks, bonds, and ETFs on-chain, enabling global investors to directly participate using stablecoins like USDC and USDT without relying on traditional financial institutions.

• 24/7 trading eliminates time zone restrictions, allowing investors to buy/sell tokenized assets anytime without waiting for traditional market hours.

• Smart contracts automate trade execution, clearing, and settlement, removing third-party intermediaries, improving transaction efficiency, and lowering entry barriers for international investors.

2. RWA Asset Liquidity Challenges

❎ Problem: Traditional RWA assets, such as bonds, ETFs, and private funds, are typically constrained by limited trading hours, lengthy settlement cycles, and low market liquidity, making it difficult for investors to trade quickly and costly to execute. Additionally, asset redemptions often require days or even weeks of settlement time, increasing holding costs and market risks.

✅ BlockRock’s Solution:

• Through tokenization, BlockRock enables seamless conversion between RWA assets and stablecoins, allowing investors to instantly mint or redeem assets without enduring protracted bank settlements.

• Tokenized assets can be freely traded on decentralized exchanges (DEXs) or regulated centralized exchanges (CEXs), offering liquidity comparable to or exceeding traditional markets.

• Market Maker Support: By collaborating with professional market makers (MMs), BlockRock provides low-slippage, high-liquidity markets on DEXs, enabling investors to trade tokenized assets anytime while ensuring transactional smoothness and price stability.

3. Transparency & Asset Security

❎ Problem: In traditional financial markets, investors lack transparency into assets, cannot track fund movements in real time, and some institutions may profit from lending securities without investor consent. Additionally, under centralized custody models, investor assets are exposed to risks such as bankruptcy liquidation and legal liabilities.

✅ BlockRock’s Solution:

• All BlockRock assets are held by regulated third-party custodians, ensuring asset segregation and eliminating the risk of fund misappropriation.

• Blockchain smart contracts execute transactions, with all investment activities, asset holdings, and profit distributions queryable in real time on-chain, ensuring fund transparency.

• Without explicit investor consent, underlying securities will not be lent to short sellers, and all asset returns directly belong to investors, preventing intermediaries from profiting at their expense.

• Regular Audits: BlockRock undergoes periodic security and financial audits by independent auditors, with results disclosed to investors to ensure compliance and transparency.

4. Capital Utilization Enhancement

❎ Problem: In traditional markets, investors are typically limited to passively holding assets and cannot unlock liquidity without selling them. Even if they wish to use assets as collateral for loans, traditional institutions often impose exorbitant interest rates and cumbersome processes, hindering flexible capital deployment.

✅ BlockRock’s Solution:

• BlockRock enables RWA assets to circulate freely in DeFi ecosystems, allowing investors to use tokenized assets for:

  • DeFi Staking: Stake tokenized assets in protocols like Aave and Ondo Finance to earn additional yields.

  • Lending：Use QQQAIToken ($QQQAI) as collateral on DeFi lending platforms to borrow USDC for leveraged investments, enhancing capital efficiency.

  • Liquidity Mining：Provide liquidity on DEXs like Uniswap and Balancer to earn trading fees.

• Through on-chain lending protocols, BlockRock enables investors to obtain low-cost loans using RWA assets as collateral, improving capital efficiency and investment returns.

5. DeFi Integration & Flexible Investment Strategies

❎ Problem: A gap exists between traditional finance and DeFi ecosystems, making it difficult for investors to access high-quality real-world assets (RWAs) in Web3. Many DeFi platforms primarily focus on crypto assets, lacking low-volatility, high-yield traditional financial assets, resulting in weaker risk resilience for portfolios.

✅ BlockRock’s Solution:

• Through RWA tokenization, BlockRock enables investors to seamlessly access U.S. stocks, ETFs, bonds, and other RWAs in Web3 and freely combine investment strategies within DeFi ecosystems.

• Investors can hold and trade tokenized assets cross-chain, such as:

  • Trading on L2 networks like Polygon, Arbitrum, and Optimism to reduce gas fees and improve efficiency.

  • Utilizing emerging Web3 ecosystems like Solana and Movement to expand RWA use cases.

  • BlockRock provides APIs & SDKs for developers to build innovative DeFi applications on RWA assets, including RWA-collateralized lending, index funds, and yield management, driving further DeFi growth.

Through RWA tokenization and decentralized finance, BlockRock revolutionizes traditional financial market investment models by addressing global capital market accessibility, asset liquidity, transparency, capital utilization, and DeFi integration. Whether for retail investors, institutional funds, or DeFi developers, BlockRock offers a low-barrier, high-liquidity, transparent, compliant, and capital-efficient investment paradigm, driving deep convergence between traditional finance and Web3 ecosystems.

Value for Stakeholders

 Retail Investors: Can directly invest in tokenized U.S. stocks, ETFs, bonds, and other assets, enjoying a low-barrier, high-liquidity, stable-return investment experience.

 Institutions & Hedge Funds: Can gain decentralized exposure to RWA assets through BlockRock, optimize asset allocation, and achieve more efficient capital management via smart contracts.

 Crypto Ecosystem Participants: Wallets, Protocols, Exchanges: Can integrate BlockRock assets to offer on-chain securities, bonds, and ETF investment opportunities, strengthening Web3 financial infrastructure.

 Developers & DApp Innovators: Can build next-gen DeFi applications using BlockRock RWA assets, such as RWA-collateralized lending, liquidity protocols, and asset management tools.

1. What is BlockRock?

BlockRock is an RWA (Real-World Assets) tokenization platform focused on bringing U.S. stocks, bonds, ETFs, and other real-world assets onto the blockchain, enabling their free circulation in DeFi and Web3 ecosystems. BlockRock aims to provide global accessibility, transparency, high liquidity, and smart contract-driven financial infrastructure, allowing global investors to conveniently access institutional-grade financial assets.

2. How Does BlockRock Transform Traditional Investing?

BlockRock addresses traditional financial market issues like high entry barriers, low transparency, and inefficiency through blockchain tokenization, enabling investors to:

• Directly invest in U.S. stocks, bonds, and ETFs using stablecoins (USDC, USDT) without bank accounts or complex international settlement processes.

• Trade 24/7, breaking free from traditional market hours and achieving instant clearing and settlement.

• Execute transactions via smart contracts to ensure asset security, transparency, automated profit distribution, and regulatory compliance.

3. What Assets Does BlockRock Support?

BlockRock currently focuses on tokenizing liquid traditional financial assets, including:

• U.S. stocks (e.g., Apple, Tesla)

• ETF funds (e.g., NASDAQ 100 ETF, S&P 500 ETF)

• Bonds (including U.S. Treasuries and corporate bonds)

Future Plans: Expand to international equities, private securities, commodity ETFs, and other RWA assets.

4. Who Can Use BlockRock?

BlockRock primarily serves global investors, including:

• Individual investors: Global investors seeking to access U.S. stocks, ETFs, and bonds via blockchain.

• Institutional investors: Family offices, hedge funds, and asset managers seeking Web3 exposure.

• Crypto-native users: Web3 participants, DAOs, and DeFi users leveraging RWA assets for lending, liquidity mining, and DeFi portfolio strategies.

⚠ Note: Due to regulatory requirements, BlockRock may restrict access for users in certain regions. Refer to the official website’s compliance guidelines for details.

5. How is BlockRock Different from Traditional Brokerage Services?

BlockRock leverages blockchain tokenization to offer a lower-cost, more efficient, and more transparent investment experience compared to traditional securities trading:

• Instant Trading & Settlement: Traditional markets have lengthy settlement times (T+2), while BlockRock achieves instant clearing via smart contracts.

• No Bank Account Required: Investors can directly invest in securities using stablecoins, bypassing banks’ international settlement restrictions.

• Decentralized Liquidity: Tokenized securities can trade on decentralized exchanges (DEXs) or regulated centralized exchanges (CEXs), enhancing asset liquidity.

6. How Are BlockRock’s Tokenized Assets Minted and Redeemed?

BlockRock employs smart contract-driven instant minting and redemption mechanisms:

• Minting: Investors subscribe using USDC or USDT, and the system automatically mints corresponding RWA tokens (e.g., QQQAI Token）。

• Redemption: Users can redeem tokens for USDC at any time, settled based on market prices.

• On-chain automation eliminates settlement delays and intermediary fees in traditional finance.

7. How Does BlockRock Ensure Asset Security?

BlockRock implements the following security measures:

• Regulated Third-Party Custodians: All tokenized securities are held by regulated custodians, ensuring asset segregation, transparency, and security.

• On-Chain Transparency: All transactions are executed via smart contracts, allowing investors to track asset movements in real time.

• External Security Audits: All smart contracts are audited by professional security firms to prevent vulnerabilities and hacks.

• Compliance Framework: BlockRock adheres to AML, KYC, and securities compliance requirements, aligning with global regulations.

8. Can BlockRock Tokens Be Used in DeFi Ecosystems?

Yes, BlockRock tokens are fully compatible with DeFi ecosystems and will support:

• Collateralized Lending: Investors can collateralize RWA tokens on lending protocols like Aave, Ondo Finance, and Maple Finance to borrow USDC.

• Liquidity Mining: Holders can provide liquidity on Uniswap, Balancer, and Curve to earn trading fees.

• Yield Optimization Strategies: Optimize yields via DeFi asset management protocols like Yearn Finance.

This makes BlockRock tokenized securities not just investment vehicles but also efficient on-chain capital.

9. Does BlockRock Support Cross-Chain Trading?

Yes, BlockRock plans to support multi-chain compatibility, allowing investors to freely transfer RWA tokens across chains like Ethereum, Polygon, Arbitrum, Optimism, and Solana using bridges (LayerZero/Wormhole).

10. How Does BlockRock Integrate with DeFi Ecosystems?

BlockRock opens RWA tokenized assets via APIs & SDKs, enabling developers to:

• Build decentralized lending protocols supporting RWA-collateralized loans.

• Design innovative DeFi index funds incorporating RWA assets.

• Provide secondary market liquidity for RWA assets on DEXs and trading platforms.

BlockRock aims to serve as a bridge between DeFi and traditional finance, ushering global capital markets into the Web3 era.

11. What is BlockRock’s Pricing Structure?

BlockRock employs a low-fee, transparent pricing model:

• Minting & Redemption Fees: Only minimal transaction fees are charged, with no hidden costs.

• Trading Fees: Trading fees on DEXs/CEXs are lower than traditional securities markets.

• Storage & Custody Fees: Custody fees (partnering with custodians) are significantly lower than traditional asset managers and free for users.

Compared to traditional brokers, BlockRock’s blockchain automation drastically reduces transaction and management costs, making investments more efficient.

12. How to Get Started with BlockRock?

• Register an Account & Complete KYC Verification (to meet compliance requirements).

• Connect a Wallet (e.g., MetaMask, Ledger, Trust Wallet).

• Subscribe to RWA Tokens (e.g., QQQAI Token [$QQQAI]) using USDC/USDT.

• Manage Investments via DeFi or Secondary Markets, including liquidity mining, lending, and trading.

BlockRock empowers investors to seamlessly access global securities markets and freely allocate RWA assets within the Web3 ecosystem, delivering transparent, efficient, and secure global investment opportunities.

13. What Are BlockRock’s Target Market Size and Geographic Focus?

BlockRock aims to drive the tokenization of global securities markets and provide investors worldwide with frictionless access to real-world assets (RWAs). Our target audience spans 7 billion+ people globally, with a focus on regions where traditional financial market access is restricted or transaction costs are high, including Asia, the Middle East, Latin America, and Europe.

The global securities market exceeds $220 trillion in asset value. Through on-chain tokenization, compliant operations, and DeFi integration, BlockRock enables investors to access efficient liquidity and seamless investment experiences in U.S. equities, ETFs, and bonds.

One of blockchain’s core features is composability, enabling diverse assets to be freely combined, managed, and traded in DeFi. Despite managing trillions in assets, traditional financial institutions lack incentives for innovation and infrastructure to integrate traditional assets with DeFi. They face challenges like regulatory complexity, reputational risks, and seamless crypto integration.

In driving the transformation of traditional financial markets toward decentralization, we believe the following three key issues must be addressed:

1. Expanding On-Chain Circulation of Assets:

   Currently, on-chain assets are largely limited to cash-like products such as money market funds and Treasury bills, while other types of traditional assets have yet to enter the blockchain space at scale. The launch of the BlockRock platform breaks this limitation, providing a global on-chain circulation channel that supports the entry of publicly traded securities onto the blockchain. This will establish essential infrastructure for RWA asset tokenization, drive liquidity upgrades in global markets, and facilitate the integration of traditional finance into the Web3 ecosystem.

2. Enhancing Practical Utility of Tokenized Assets:

   To make RWA tokenized assets more adaptable to DeFi environments, these assets must be integrated with more financial tools, including subscription/redemption mechanisms, swaps, automated portfolio management, and liquidity provisioning. These tools will enable assets to circulate freely across DeFi platforms while delivering higher capital returns to investors. BlockRock will deeply integrate with multiple DeFi protocols to offer innovative financial products covering staking, lending, derivatives trading, and other functions, further enhancing capital efficiency and diversifying asset use cases.

3. Optimizing Infrastructure and Streamlining Asset Issuance & Trading:

   For asset managers, the ability to quickly, easily, and securely issue tokenized assets and trade them on blockchain is critical. We are committed to building an efficient, secure, and user-friendly infrastructure to streamline asset issuance, trading, and management, ensuring asset managers can seamlessly enter the Web3 market, eliminate technical barriers, and provide investors with trusted safeguards.

We believe that RWA has emerged as a pivotal trend and direction for future development. The market urgently requires the establishment of a comprehensive infrastructure to enable efficient management and liquidity of financial assets on blockchain networks. Through the BlockRock platform, asset managers can confidently issue assets across blockchains while ensuring security and transparency.

Overview

BlockRock is a Real-World Assets (RWA) tokenization platform dedicated to bringing traditional financial assets onto the blockchain, enabling more efficient, transparent, and decentralized investment methods. As a gateway for global investors, BlockRock integrates blockchain technology, smart contracts, and institutional-grade financial assets to deliver innovative RWA investment products.

The first product in the BlockRock ecosystem, QQQAI, is an enhanced equity ETF based on the Nasdaq 100 Index (NDX100), optimizing returns through options strategies while providing downside protection, offering global investors a more robust and optimized asset allocation choice.

In the future, BlockRock will launch additional general-access products covering fixed income, equity ETFs, bonds, commodities, and more, while deeply integrating with DeFi protocols to enable investors to engage in lending, staking, yield optimization, and other operations through on-chain protocols, expanding the application scope of RWAs in the Web3 ecosystem.

QQQAI Basics

What is QQQAI?

QQQAI is an enhanced equity ETF based on the Nasdaq 100 Index (NDX100), designed to optimize returns through options strategies while providing downside protection, thereby maximizing gains and minimizing risks. Its strategy leverages options trading and volatility management to help investors achieve higher returns during market rallies and reduce risks during downturns.

As an intelligently enhanced equity ETF, QQQAI combines index tracking and options strategies to not only boost returns but also offer protection during adverse market conditions. For long-term and institutional investors, QQQAI strikes a balance between steady growth and flexible hedging.

What is QQQAI Token ($QQQAI）？

QQQAIToken($QQQAI) represents tokenized shares of the QQQAI fund on-chain, with each token equivalent to 1 share of the QQQAI fund. Web3 investors can subscribe to QQQAI Tokens ($QQQAI) using stablecoins to indirectly own QQQAI fund shares, which can be freely transferred between investors. Additionally,investors can utilize QQQAITokens($QQQAI) in DeFi protocols for lending, liquidity mining, and staking, enhancing capital efficiency.

Comparison:QQQAI/QQQAI Token（$QQQAI） vs. Other ETFs

Compared to traditional equity ETFs (e.g., QQQ, SPY) and fixed-income ETFs, QQQAI offers five core advantages tailored for investors seeking higher returns with controlled risk exposure.

Core Advantages of QQQAI Token ($QQQAI）

Compared to traditional equity ETFs,bond ETFs,and Treasury ETFs, QQQAI Token($QQQAI) reduces investment barriers through Web3 tokenomics, enhances liquidity, and integrates with DeFi ecosystems, offering a novel investment approach. Its advantages lie in asset liquidity, accessibility, capital efficiency, and DeFi integration, making it ideal for global investors and Web3 ecosystems.

1. Instant Redemption & Subscription, Enhanced Capital Efficiency

   • Instant Subscription & Redemption: Investors can instantly subscribe to QQQAI Token($QQQAI) using USDC, by passing periodic fund subscription windows.

   • Automated Capital Flow: After payment in USDC, smart contracts instantly mint QQQAI Tokens ($QQQAI), while the fund’s multi-signature accounts automatically handle USD conversion and fund subscription, ensuring a decentralized and automated process.

   • Secondary Market Trading: Users can trade anytime on DeFi DEXs/RWA trading markets, achieving high liquidity and low-latency capital conversion.

2. Lower Investment Threshold, Broader Accessibility

   • Institutional Funds vs. Tokenized Funds: Traditional QQQAI requires a $500,000 minimum initial investment and $100,000 redemption threshold, targeting institutional investors. Tokenized QQQAI Token ($QQQAI) reduces the minimum investment to $100 and redemption threshold to $1,000, significantly lowering barriers.

   • Web3-Friendly for Retail Investors: Retail investors are not constrained by high capital requirements and can participate with small amounts.

3. 24/7 Trading, Enhanced Liquidity

   • Traditional funds are restricted to market hours (e.g., T+0/T+1 for U.S. stocks).

   • QQQAI Token($QQQAI) operates on blockchain, enabling 24/7 trading without market hour restrictions.

   • High liquidity allows users to trade freely on DeFi markets (e.g., Uniswap, Curve, Balancer).

4. Cross-Chain Compatibility, Global Participation

   • Multi-Chain Support: QQQAI will soon support circulation on multiple blockchains like Ethereum, Solana, and Movement, offering global investors diverse entry points.

   • Cross-Chain Bridge（LayerZero / Wormhole） Support: Users can freely transfer QQQAI Tokens($QQQAI) across chains via bridges like LayerZero and Wormhole, enhancing asset flexibility.

5. DeFi Compatibility, Enhanced Capital Efficiency

• DeFi Staking: Investors will soon be able to stake $QQQAI on partnered DeFi protocols (e.g., Ondo Finance, Maple Finance, Aave) to earn additional yields.

• Lending & Leverage: The QQQAI Token ($QQQAI) can be used as collateral to borrow USDC on DeFi platforms for leveraged trading, optimizing capital utilization.

• Liquidity Mining: Holders can provide liquidity on decentralized exchanges like Uniswap or Balancer to earn transaction fees.

6. Transparency & Verifiability, Eliminating Opaque Practices

• Smart Contract Automation: Investment execution and capital allocation are automated via smart contracts, reducing reliance on centralized financial intermediaries and operational risks.

• On-Chain Transparency: All transaction records, fund flows, and net asset values are verifiable in real-time, offering superior transparency compared to traditional funds’ closed custodial systems.

7. Zero Intermediary Fees, Lowering Investment Costs

• Traditional Funds: Require brokers, banks, and fund administrators, incurring high fees (trading, management, custody).

• QQQAI Token ($QQQAI): Enables direct trading on decentralized markets (DEX/RWA platforms) without intermediaries, reducing costs and boosting net returns.

8. Institutional Suitability, Optimizing Capital Management

• Flexible Asset Allocation: Institutional investors can use QQQAI Token ($QQQAI) as RWA collateral for structured products, liquidity pools, or lending protocols, enhancing capital efficiency.

• Web3 Fund Infrastructure: Web3 financial institutions can build decentralized index funds or yield-optimized strategies using $QQQAI as a base asset.

• DeFi Integration: Enables Web3 institutions to deploy $QQQAI within DeFi ecosystems, improving asset liquidity and yield generation.

QQQAI employs RWA tokenization by holding fund shares through an SPV (Special Purpose Vehicle), which then tokenizes the shares on the BlockRock platform to generate QQQAI Token ($QQQAI).

Asset Custody & Token Issuance

1. An SPV (Special Purpose Vehicle) subscribes to QQQAI fund shares.

2. The SPV custodies fund assets to ensure compliance and manages capital accounts.

3. The SPV issues QQQAI Token ($QQQAI) via the RWA platform (BlockRock) for Web3 investors to subscribe to.

4. Coinbase Custody safeguards the fund’s stablecoin holdings, ensuring asset security and enabling fiat conversions.

5. The SPV manages QQQAI Token ($QQQAI) redemptions, allowing eligible users to exchange tokens for fund shares.

6. Independent auditors regularly audit the SPV’s assets and publish reports to ensure financial transparency.

Token Subscription & Trading

1. QQQAI Token ($QQQAI) Subscription: Investors subscribe using USDC, USDT, or fiat.

2. Secondary Market Trading: QQQAI Token ($QQQAI) is tradable on platforms like Uniswap and BlockRock.

Liquidity Management Solutions

1. DEX Liquidity

   • Establish $QQQAI/USDC pools on Uniswap, Balancer, and Curve to enhance market depth.

   • Market makers (MMs) provide liquidity to improve trading efficiency.

2. DeFi Protocols

   • Lending: Plans to enable $QQQAI as collateral on Aave, Compound, and Ondo Finance for stablecoin borrowing.

   • Staking: Users can stake $QQQAI on DeFi protocols to earn yields.

3. OTC Redemptions

   • MMs, hedge funds, and VCs provide OTC liquidity support.

   • QQQAI Fund is a closed-end fund with quarterly redemptions. To enable 24/7 liquidity for QQQAI, weallocate 10 million USDC for instant redemptions, ensuring on-demand liquidity.

Token Price:

$QQQAI Price: The real−time trading price on secondary markets(DEX) is dynamically determined by supply and demand.

$QQQAI Net Asset Value (NAV): Represents the actual value of the underlying assets per fund share (total fund assets minus liabilities). NAV is published quarterly and accessible via public audit reports.

Token Price vs. NAV Comparison:

Market Performance:

Expected Annual Yield: 15%–35%

Traditional Private Fund Redemption Rules, Processes, and Limitations

In traditional finance, private fund redemptions are more restrictive and complex than public funds due to underlying asset complexity. Key compliance rules include:

1. Redemption Rules

• Lock-Up Periods: Typically 6 months to 3 years, prohibiting early redemptions.

• Redemption Windows: Most funds offer quarterly/semi-annual windows (open for 5-10 business days).

• Redemption Limits: Minimum $100,000 per redemption; maximum 20%-30% of fund size.

• Processing Time: 10-30 business days post-approval (subject to asset liquidity).

2. Redemption Process

• Submission: Investors file written redemption requests (with identity verification) during open windows.

• Valuation: Fund managers confirm redemption NAV within 3-5 business days (using T+3/T+5 pricing).

• Settlement: Funds disbursed within 10-30 business days (depends on asset liquidation).

• Fees: 1%-5% redemption fee (tiered: lower fees for longer holdings).

QQQAI Token ($QQQAI) Redemption Rules and Process

QQQAI Token($QQQAI) is an RWA token representing shares in the QQQAI private fund. Each token corresponds to 1 fund share, redeemable by burning tokens.

1. Redemption Mechanism:

Decouples on-chain RWA redemptions from traditional fund processes:

• Small Redemptions (≤$100K): Instant via DEX liquidity pools or OTC.

• Large Redemptions (>$100K): Processed via the SPV to ensure compliance and security.

2. Large Redemption Rules

• Threshold: Triggers at ≥100K per transaction or ≥500K daily cumulative.

• Timing: Aligns with fund redemption windows (typically quarterly).

• Fees:

  • Gas Fees: Paid by users for on-chain token burning and stablecoin redemptions.

  • Admin Fees: 0.5%-1% of redemption amount (covers SPV operations and fiat conversion).

3. Large Redemption Workflow

Step 1 | On-Chain Application

• Users submit on-chain redemption requests (signed wallet address + amount) via BlockRock.

• The system verifies token holdings and KYC/AML status.

Step 2 | SPV Trigger

• Excess redemptions trigger smart contracts to freeze $QQQAI tokens and notify the SPV.

• The SPV initiates traditional redemption with the fund manager within 2 business days.

Step 3 | Fiat Conversion

• Redeemed funds are transferred to the SPV’s custodial account (Coinbase Custody).

• The SPV converts USD to USDC at real-time rates.

Step 4 | On-Chain Settlement

• Smart contracts burn the frozen $QQQAI tokens and release equivalent USDC to the user’s wallet.

• Total processing time: 10-35 business days (depends on traditional fund processes).

4. Risk Controls

• Price Deviation Protection: Requires user reconfirmation if NAV fluctuates ±5% during redemption.

• Liquidity Reserves: The SPV maintains a 5% USDC reserve to mitigate exchange rate risks.

• Audit Trails: On-chain redemption records are shared with auditors (e.g., Chainalysis) for traceability.

During the operation and management of Web2 funds, certain fees will be incurred, including management fees (0.05%-1% of net asset value), performance fees (20% of profits), and setup/issuance/operational expenses (covering regulatory registration, fund structuring, auditing, custody, compliance, redemption, commissions, etc.).

The process of tokenizing these Web2 assets into RWA (Real World Assets) also incurs technical service fees and compliance/legal costs.

BlockRock is committed to transparentizing cost structures throughout fund management and RWA conversion processes, providing users with clear and reliable service fee standards. We only charge fees for specific operations to support sustainable platform operations and development.

• Subscription fee: 0.8% (8‰), covering subscription costs and compliance-related expenses.

• Redemption fee: 0.5% (only charged upon redemption).

• Transaction fee: Charged by DEX platforms (BlockRock does not impose additional fees).

Subscription Fee

Redemption Fee

Compliance Fee

Transaction Fee

QQQAI tokens will not be offered or sold within the United States or to U.S. persons, nor will they be distributed or made available to individuals within the United States or to U.S. citizens. Furthermore, QQQAI tokens are not registered under the U.S. Securities Act of 1933 (as amended, the "Act") or the securities laws of any other jurisdiction. These tokens may not be offered, sold, or otherwise transferred in the United States or to U.S. persons unless registered under the Act or in compliance with an exemption from registration. All transfers of QQQAI tokens are subject to applicable laws and may be subject to additional restrictions.

This document, any related discussions, or portions thereof do not constitute an offer to sell or a solicitation of an offer to purchase any securities (including QQQAI tokens). None of this document, related discussions, or their contents represent any commitment, guarantee, or statement by BlockRock or its affiliates. Investors in QQQAI tokens must fully understand the token’s legal status, compliance requirements, and associated risks, and make independent decisions based on their financial circumstances and risk tolerance.

This document may contain "forward-looking statements" based on BlockRock’s current beliefs, expectations, and assumptions. Such statements involve future events and are inherently subject to uncertainties and factors beyond the control of BlockRock, its management, agents, or representatives. Actual results may differ materially from those described in forward-looking statements. Investors should not rely on such statements for investment decisions.

Purchasing QQQAI tokens constitutes a high-risk investment and may result in significant losses, including total loss of capital. Prior to investing, investors must carefully evaluate their financial goals, risk tolerance, and regulatory environment, and seek professional legal and financial advice as necessary.

1. What RWA Products Will BlockRock Support in the Future?

BlockRock plans to launch diverse tokenized financial products, including:

• Equity ETF Tokens (e.g., QQQAI Token [$QQQAI]).

• Fixed-Income Products (U.S. Treasuries, corporate bonds).

• Commodity Tokens (gold, oil).

• Structured Products (yield-enhancement strategy funds).

2. Which DeFi Platforms Support QQQAI Token (QQQAI)?

BlockRock will expand QQQAI’s DeFi utility across:

• Liquidity Trading: Tradeable on DEXs like Uniswap, Balancer, Curve.

• Lending: Use as collateral on Aave, Compound, Ondo Finance for stablecoin loans.

• Staking: Stake $QQQAI on DeFi protocols to earn yields.

3. How Does BlockRock Ensure Investor Fund Security?

• Smart Contract Audits: All contracts audited by top-tier security firms; reports publicly available.

• Asset Custody: Fund assets held by regulated custodians (e.g., Coinbase Custody).

• Redemption Safeguards: Instant USDC redemptions via liquidity reserves.

4. Who Can Use BlockRock?

• Global Investors (compliant with KYC/AML).

• Institutions: Hedge funds, family offices, asset managers.

• DeFi Participants: Web3 wallets, protocols, exchanges.

5. What Are BlockRock’s Market Goals and Future Plans?

• Market Reach: Target global Web3 investors and tokenize high-quality financial assets.

• Growth Targets: Expand to $10 billion AUM within 3 years.

• Innovation Roadmap: Develop cross-chain RWA trading, AI-driven strategies, and decentralized fund management.

6. I don’t have a wallet, how can I participate in the QQQAI subscription?

QQQAI Token ($QQQAI) is the on-chain tokenized representation of the QQQAI fund’s shares. To participate in the QQQAI subscription, you need to:

• Create a Web3 wallet;

• Deposit ETH or USDT to the Web3 wallet above.

For a detailed tutorial, please refer to: QQQAI Subscription Guide

7. What is a Web3 wallet?

A Web3 wallet is a decentralized digital asset management tool used for storing, managing, and trading cryptocurrencies and other digital assets, as well as interacting with decentralized applications (DApps). Different from traditional bank accounts, Web3 wallets leverage the decentralized nature of blockchain technology, enabling users to own their private keys and have full control over their assets without relying on centralized institutions such as banks or Alipay.

Its core features include:

• Decentralized control: Assets are stored on the blockchain, and transactions are completed through private key signatures (completely different from the account - password model of Web2).

• Cross - chain interaction: It supports the switching of multiple blockchain networks such as Ethereum, Solana, and Polygon.

• DApp entry: It is the core tool for connecting to decentralized exchanges (such as Uniswap) and NFT markets (such as OpenSea).

8. How to download and install a Web3 wallet?

9. How to open an account on a cryptocurrency exchange and purchase crypto assets?

Common cryptocurrency exchanges include Binance, OKX, Coinbase, and others. The steps to purchase crypto assets through a centralized exchange are as follows: register an account → complete KYC verification → buy crypto assets through C2C.

10. How to purchase crypto assets?

There are several ways to purchase crypto assets (ETH/USDT):

• Through a CEX: You can register on CEXs like Binance, OKX, Coinbase, etc, and complete KYC verification. Then purchase crypto assets with fiat currencies wihtin these CEXs’ app/PC client. (This process is smooth and highly recommended)

• Through Peer Transfer: If someone you trust has crypto assets, you can share your wallet address to receive crypto assets transferred to you on-chain. (Recommended, provided you know and trust this guy)

11. What to do when Web3 Wallet connection fails and ”Connection is slow. Please consider switching RPC endpoint or using the okx wallet“ pops up?

This message usually appears because the RPC (Remote Procedure Call) node connected to your Web3 wallet is unstable. This can lead to slow or failed transactions, issues connecting to the transaction confirmation, balance display or gas estimation. In such cases, you need to manually switch the RPC node in your Web3 wallet.

• Option 1: Open your wallet → Click on “Networks” in the top left → Add or edit the current network → Replace the current RPC URL with a new one.

12. Why do I have to follow “Approve” First, Then “Confirm/Subscribe” when I participate in QQQAI Token Subscription?

When subscribing to QQQAI Tokens using a Web3 wallet, you’ll notice the process involves two separate steps: first “Approve” the tokens, then “Confirm/Subscribe” the transaction. This is a fundamental design in smart contract-based systems to ensure user asset security through permission control.

• The Approve step explicitly grants the smart contract permission to access a specific amount of tokens from your wallet. Similar to enabling “third-party payment authorization” in traditional banking, it grants the platform/app access to transfer out your funds in a limited amount.

• After Approve is completed, the Confirm/Subscribe step initiates the actual transaction. At this point, the smart contract is authorized and can automatically transfer the approved tokens to complete the subscription.

• Gas Fees: Both Approve and Confirm/Subscribe are separate on-chain actions, each requiring gas fees. While some Web3 apps streamline the user experience, this two-step authorization logic is essential and cannot be bypassed.

This layered process ensures your assets remain secure and under your control throughout the subscription.

13. How to Add $QQQAI Token to Your Wallet?

Follow the steps below to add $QQQAI Token to your Web3 wallet:

• Obtain the $QQQAI Token Contract Address from the official channel / On chain explorer.

• Add the Token in your wallet.

14. How to Redeem QQQAI Fund?

• Small Redemptions (≤ $100,000 USD): Recommended to be processed instantly via DEX liquidity pools.

• Large Redemptions (> $100,000 USD): Require coordination with Special Purpose Vehicles (SPVs) to align with traditional fund redemption processes, ensuring compliance and security for large transactions. This process typically takes 10-35 business days and must be initiated during QQQAI Fund’s open redemption window (quarterly). For details, refer to the documentation: Subscription & Redemption

15. What Are QQQAI Fund’s Net Asset Value (NAV) and Price?

• $QQQAI Price: The real-time trading price of $QQQAI on secondary markets (DEX), dynamically determined by market supply and demand.

• $QQQAI NAV: Represents the actual value of underlying assets per fund share (total fund assets minus liabilities). The NAV is published quarterly and accessible via public audit reports.

For details, refer to the documentation: Token Price and Market Performance

16. What Is QQQAI Fund’s Expected Return?

QQQAI Fund’s expected annualized return rate ranges between 15-35%, updated quarterly.

17. What Fees Apply to QQQAI Fund?

BlockRock maintains transparent fee structures for fund management and RWA (Real-World Asset) tokenization. Fees are charged only for specific operations to support platform sustainability:

• During Subscription: 0.8% fee (including subscription and compliance costs).

• Redemption Fee: 0.5% (charged only upon redemption).

• Transaction Fees: Applied by DEX platforms; BlockRock does not impose additional fees.

For details, refer to the documentation: Fees

To ensure security, compliance, and transparency in on-chain asset management, the BlockRock platform employs a multi-signature authorization (Multi-Signature) and hierarchical access control framework.

1. Multi-Signature Verification (Multi-Sig)

• Applicable Scenarios: All high-sensitivity operations, including fund transfers, asset allocation changes, and smart contract upgrades.

• Execution Process:

  • Critical transactions require multi-party independent authorization (e.g., platform security officers, third-party auditors, user representatives).

  • Operations proceed only after all authorized parties complete signature verification (e.g., 3/5 signature threshold).

• Advantages: Eliminates single-point failure risks and prevents internal/external malicious tampering.

2. Hierarchical Permission Management

• Role Definitions:

• Permission Isolation: Each tier operates independently; cross-tier access is prohibited.

3. Technical Implementation Flowchart

Permission Management

RWA Fund Workflow Example:

BlockRock’s Qualified-Access Products are designed in compliance with existing financial regulations, ensuring investors can safely access tokenized RWA assets while adhering to regulatory requirements. These products target institutional investors and optimize structural design, legal compliance, and market liquidity.

1. Key Features

• Regulatory Compliance: All products align with applicable securities laws and financial regulations, meeting regional qualified investor standards.

• Institutional-Grade Offerings: Designed for institutions, funds, family offices, and high-net-worth individuals, ensuring high standards of asset management and strategy execution.

• On-Chain Transparency: All investment records, fund flows, and NAV data are verifiable on-chain.

• Liquidity & Market Depth: Partnered with global financial institutions to ensure secondary market liquidity.

• Decentralized Security: Blockchain technology safeguards assets, while KYC/AML measures protect investor rights.

2. Primary Product Types (Planned)

BlockRock’s Qualified-Access Products cover diverse RWA asset categories, including bonds, equity ETFs, and private funds, leveraging tokenization technology to provide efficient investment channels.

(1) Compliant RWA Funds

• Tokenized funds operating under compliant structures, focusing on bonds, ETFs, hedge funds, and other assets.

• Designed for institutions and qualified investors, offering compliant, secure, and transparent investment channels.

• Example Products: Tokenized bond ETFs, alternative investment funds.

(2) Structured Financial Products

• Integrate on-chain and off-chain financial instruments to deliver risk management and yield-enhancement strategies.

• Suitable for asset managers, banks, and institutional investors, providing customized investment products.

• Example Products: Tokenized fixed-income products, option-enhanced ETF portfolios.

(3) Compliant Stablecoins

• RWA-backed stablecoins offering fiat alternatives.

• Applicable to compliant exchanges, institutional settlements, and cross-border payments.

• Example Products: Short-term treasury-backed stablecoins.

(4) Private Market Tokenization

• Targets pre-IPO equity, real estate investment funds, and infrastructure investment funds.

• Enhances liquidity and transparency in private markets through blockchain technology.

• Example Products: Tokenized private equity funds, Real Estate Investment Trusts (REITs).

3. Target Investors

BlockRock’s Qualified-Access Products primarily serve:

• Institutional Investors (e.g., asset managers, banks, hedge funds).

• Qualified Investors (high-net-worth individuals meeting local regulatory criteria).

• Family Offices (managing long-term capital and seeking stable returns).

• Funds and Pension Funds (pursuing long-term opportunities in RWA).

4. Regulatory and Compliance Framework

BlockRock adheres to global regulatory requirements, ensuring compliance with regional securities laws, tax obligations, and financial stability mandates. Key measures include:

• KYC/AML Certification: Mandatory identity verification for all investors, aligning with international anti-money laundering and counter-terrorism financing standards.

• Securities Law Compliance: Registration or exemption under applicable securities regulations.

• Custody and Audits: Regulated custodians and periodic audits to ensure asset security and compliance.

Our smart contracts have been audited by leading industry firms.Audit reports are available below:

QQQAI, the first product of BlockRock (a RWA tokenization platform) ecosystem, is an enhanced equity ETF based on the Nasdaq-100 Index (NDX100), designed to optimize returns and provide downside protection through options strategies, thereby offering them a wider variety of more stable and long-term investment selections.

QQQAI Token ($QQQAI) is the tokenized on-chain unit of shares in the QQQAI Fund. Each $QQQAI token corresponds to one unit of the fund and is fully backed by the underlying assets held in custody. Web3 investors can subscribe to QQQAI tokens ($QQQAI) using stablecoins, thereby gaining indirect ownership of the fund's underlying assets. These tokens are freely transferable between investors. Moreover, $QQQAI tokens can be utilized across DeFi protocols for lending, liquidity mining, and staking—enabling investors to unlock additional yield and optimize capital efficiency.

Pre - tutorial

Before officially starting to subscribe to QQQAI Token, you need to meet two conditions:

• Own a Web3 wallet;

• Hold ETH and USDT cryptocurrency assets in your Web3 wallet.

If you are already a Web3 user with a wallet and cryptocurrency assets, you can skip this step and directly browse the subscription tutorial below.

If you are a Web2 user who does not yet have a Web3 wallet and cryptocurrency assets, you need to download and install a Web3 wallet and purchase cryptocurrency assets (USDT and ETH), and then subscribe according to the subscription tutorial below.

The overall process is shown in the following figure. Please perform the corresponding operations according to your personal situation:

Web3 Wallet:

A Web3 wallet is a decentralized digital asset management tool used to store, manage, and trade cryptocurrencies and other digital assets, as well as interact with decentralized applications (DApps). Web3 wallets with a relatively high market share include MetaMask, OKX Wallet, Coinbase Wallet, etc.

Purchase of Cryptocurrency Assets

There are several ways to purchase cryptocurrency assets (ETH/USDT):

1. Purchase through a CEX exchange: Register on CEX exchanges such as Binance, OKX, and Coinbase. After completing the KYC verification, use fiat currency to make purchases on their APP/PC clients.

3. Receive transfers from others: If others have cryptocurrency assets, you can receive the cryptocurrency assets transferred to you on the blockchain by providing them with your wallet address.

QQQAI Token Subscription Process:

We recommend using a PC (desktop/laptop) browser for the best experience.

2. The page will automatically scroll to the product section, where you can see the basic product information. Click "Subscribe".
3. On the product details page, click "Connect" at the top right corner.
4. Select your preferred wallet and click “Connect” in the wallet popup window.
5. Upon connection, click Subscribe on the product details page. In the Subscription popup section, enter the subscription amount, click Approve to proceed.
6. Your wallet will prompt a confirmation request. Click Confirm to grant the permission.
7. Then click Subscribe to proceed and click Confirm to complete the on-chain transaction.
8. Once the transaction is confirmed, your wallet will display “Your transaction is complete” and the website will show “Subscription Successful”, indicating that your subscription has been successfully processed. This process may take 10s ~ 5min, depending on the speed of on-chain block confirmations.
9. Back to the product page, click Record, select “Check my record” to view your subscription history. You may participate in multiple subscription transactions during the subscription period.
10. When the subscription period ends, go to the product page. When the button status changes from “Waiting” to “Claim”, it indicates that your tokens are ready to be claimed. Click the “Claim” button to proceed with the claiming process.
11. In the “Claim” pop-up window, you will see the amount of USDT you subscribed and the number of tokens available to claim. Click “Claim” to initiate the wallet interaction and complete the claim process.
12. In the wallet pop-up window, click Confirm to proceed with the wallet confirmation.
13. Upon successful on-chain confirmation, the website will display “Claim Successful”, indicating your QQQAI Tokens have been successfully claimed and can be viewed in your wallet or via a blockchain explorer.
14. Adding the $QQQAI Token to Your Wallet：

• New:On the subscription page, click the "Add QQQAI" button next to the "Claimed" button. In the pop-up window, select the "Add Token" button, and the $QQQAI wallet will be successfully imported into your wallet, displaying the message "Asset Added." Return to the "Tokens" tab on the wallet page, and you will see the newly added $QQQAI Token (including the token name and token quantity).
• Obtain the Token Contract Address: Click the MetaMask extension, go to the "Activity" tab and select the Claim transaction record. In the pop-up window, click "View on block explorer". On the blockchain explorer, click the copy button next to "QQQAI Token" to copy the token address.

• Add the Token to Your Wallet: On the wallet page, click the three vertical dots icon next to the "Tokens" section → Select "Import tokens" → Choose "Custom token" in the dialog box → Click "Select a network" → Choose "Ethereum Mainnet" from the network list → Enter the token address obtained earlier into the "Token contract address" field → Click "Import" in the dialog box to add the token. After this, the QQQAI Token and its balance will appear in your wallet's "Tokens" section.

1. BlockRock will establish a QQQAI/USDT LP on Uniswap soon. Users can click Swap at the top (or go to Uniswap DEX and search QQQAI) to trade QQQAI tokens (buy/sell/add LPs).

BlockRock is a tokenized investment platform for Real-World Assets (RWA), dedicated to bringing traditional financial instruments on-chain to enable more efficient, transparent, and decentralized investment experiences. As a gateway for global investors, BlockRock integrates blockchain technology, smart contracts, and institutional-grade assets to deliver innovative RWA investment products.

Looking ahead, BlockRock will continue to expand its product suite to include fixed income, equity ETFs, bonds, and commodities, while deeply integrating with DeFi protocols. This will empower investors to engage in on-chain lending, staking, and yield optimization, further extending the utility of RWAs within the Web3 ecosystem.

Unlike crypto-native assets, Blockrock enhances liquidity and transparency of traditional assets via tokenization, reducing entry barriers for investors. The platform offers fully regulated digital asset securities — including fixed-income products, ETFs, and stablecoins — structured in collaboration with global financial institutions to deliver stable returns even in volatile markets.

1. Basic Knowledge of Web3 Wallets

1. What is a Web3 wallet?

A Web3 wallet is a decentralized digital asset management tool used for storing, managing, and trading cryptocurrencies and other digital assets, as well as interacting with decentralized applications (DApps). Different from traditional bank accounts, Web3 wallets leverage the decentralized nature of blockchain technology, enabling users to own their private keys and have full control over their assets without relying on centralized institutions such as banks or Alipay. Its core features include:

• Decentralized control: Assets are stored on the blockchain, and transactions are completed through private key signatures (completely different from the account - password model of Web2).

• Cross - chain interaction: It supports the switching of multiple blockchain networks such as Ethereum, Solana, and Polygon.

• DApp entry: It is the core tool for connecting to decentralized exchanges (such as Uniswap) and NFT markets (such as OpenSea).

2. Core Functions of Web3 Wallets

3. What are the differences between Web3 wallets and Web2?

In the Web2 network, users register and log in to various applications using their mobile phones. In the Web3 world, users use digital wallets to explore the cryptocurrency world and manage digital assets. Digital wallets are one of the entrances to explore Web3.

Web3 wallets give users full control over their assets, but they also require users to have a higher sense of security and adapt to the habit change from Web2 to Web3. From installation to trading, users need to always follow the three principles of 'offline storage of mnemonic phrases, cautious authorization, and verification of links'.

• Self - custody of assets: No longer rely on the 'forgot password - retrieve password' process. Everything depends on the mnemonic phrase. Users need to establish habits of physical backup and multi - factor verification.

• Transparent transactions: All operations are searchable on the chain. Learn to use block explorers such as Etherscan.

• Risk pre - assessment: Confirm the Gas fee, address, and authorization amount for each transaction, and learn to use block explorers (such as Etherscan) to verify the security of contracts.

4. Comparison Table of Mainstream Web3 Wallets

5. Security Precautions

1. Management of Mnemonic Phrases and Private Keys

• Mnemonic phrases: They are the only凭证 for wallet recovery. It is recommended to engrave them on a metal plate or write them down by hand and store them in a safe. Do not take screenshots or store them in the cloud.

• Private keys: Generated from mnemonic phrases, never disclose them. If the wallet provides an 'export private key' function, use it with caution.

2. Prevention of Common Risks

• Phishing attacks: Be vigilant against fake wallet official websites. Only download wallets through official channels.

• Authorization risks: Limit the token authorization amount for DApps (e.g., only approve the actual trading volume instead of unlimited authorization).

• Transaction confirmation: Check the first/last 4 characters of the recipient address (to prevent clipboard viruses).

3. Emergency Handling

• Forgot password: You can re - import the wallet through the mnemonic phrase (the password is only used for local unlocking and does not affect assets).

• Lost mnemonic phrase: Assets will be permanently lost, and there is no official channel for recovery.

2. Installation and Usage Tutorial of Web3 Wallets

Wallet 1: MetaMask (Browser Plugin) Installation Tutorial

MetaMask is a web browser extension and mobile application used for managing Ethereum private keys. In this way, MetaMask can act as a wallet for Ether and other tokens and also allows you to interact with decentralized applications (dapps).

Step 1: Download and Installation

2. On the Chrome Web Store plugin page, click 'Add to Chrome' to install the MetaMask browser plugin.

Step 2: Create a Wallet

1. After the MetaMask plugin is installed, it will automatically open the plugin webpage. Follow the prompts to create a wallet: Click 'Create a new wallet' → Set a password of more than 8 digits (for local unlocking).
2. Back up the Secret Recovery Phrase: On the 'Secure wallet' page, write down the 12 mnemonic phrases with pen and paper. On the 'Confirm secret recovery phrase' page, fill in the missing mnemonic phrases for confirmation to complete the mnemonic phrase operation. You can view the mnemonic phrases on the plugin 'Settings > Security & Privacy' page later.

Step 3: Add Networks and Tokens

1. Add a network: Click the MetaMask plugin at the top. By default, the Ethereum main network is displayed. You can add an existing network or input the target chain parameters to add a network.

   • Add an existing network: 'Select a Network' → Select an existing network and click 'Add'.
2. Import tokens: On the asset page, click 'Import tokens' → Input the contract address (obtained from a blockchain explorer or a trusted source such as CoinGecko). (Take the USDT Token on the ETH network as an example).

Step 4: Asset Management

• Check the balance: Click the MetaMask wallet plugin. The home page that pops up shows the balance of each token (you need to add the corresponding tokens to the asset list).
• Receive tokens: Click 'Receive', copy the wallet address, or display the QR code for others to transfer.
• Send tokens: Input the recipient address and amount, confirm the Gas fee (network handling fee), and then sign the transaction.

  • Transfer to others: Click 'Send' → Input the recipient address → Select the token and quantity → Sign and confirm → Wait for the on - chain block confirmation to complete.
  • Transaction confirmation and tracking: After submission, check the status on the 'Activity' tab of MetaMask. You can also click on the transaction record to view the detailed transaction record on the chain.

Step 5: Interaction with Dapps

Case 1: Buying NFTs

1. Visit an NFT market such as OpenSea, click 'Connect wallet', select MetaMask, and sign the connection request (a signature window will pop up in the wallet).
2. Browse NFTs, select an NFT and pay. Confirm the Gas fee and complete the transaction.

Case 2: Using Uniswap to Exchange Tokens

1. Connect the wallet: Visit uniswap.org → Click 'Launch App' → Click 'Connect Wallet', select MetaMask → A signature request will pop up in the wallet → Click 'Sign' to complete the connection (no fee is required).
2. Exchange tokens: Select the input token (e.g., ETH) and the output token (e.g., USDC) → Input the quantity → Click 'Review'.
3. Transaction confirmation: In the pop - up window, confirm the transaction information, exchange rate, and slippage. Then click 'Swap'.
4. On - chain signature confirmation: A window will pop up in the MetaMask wallet. Click 'Confirm' to confirm the signature and complete the transaction. After the transaction is completed, you can view the purchased USDT Token on the wallet page.

Wallet 2: OKX Web3 Wallet Installation and Usage Tutorial

The OKX Web3 wallet is a non - custodial, decentralized multi - chain wallet. It has a built - in transaction aggregator DEX for cross - chain coin swapping, a one - stop on - chain investment tool DeFi (Web3 earning coins), a heterogeneous multi - chain aggregated trading platform (supporting Crypto, Ordinals, NFT), and a DApp discovery function. Through the OKX Web3 wallet, users can not only perform operations such as transfers, storage, and balance inquiries, view transaction records and block information, but also easily access more than 1,000 DApp protocols. It is a real one - stop Web3 entrance.

• OKX Web3 wallet installation and usage tutorial:
• OKX Web3 wallet coin - recharge tutorial:
• OKX Web3 wallet Tutorial：

3. Cryptocurrency Exchange and C2C Tutorial

If you want to use a Web3 wallet for on - chain transactions, you first need to have cryptocurrency assets. The simplest way to obtain cryptocurrency assets is to buy them through a cryptocurrency exchange (CEX).

Common cryptocurrency exchanges include Binance, OKX, Coinbase, etc. The following are the tutorials for the Binance and OKX exchanges.

Binance

• Account registration and trading:
• C2C tutorial:

OKX

• Download/Registration:
• Identity verification tutorial:
• C2C coin buying/selling tutorial:

4. Security Notice

To protect your assets, please note:

1. The Web3 wallet and CEX exchange URLs mentioned in this tutorial are for reference only and may change over time.

2. Always verify links through search engines, official communities, or trusted platforms (e.g., CoinMarketCap/CoinGecko) before accessing them. Beware of phishing sites with similar URLs.

3. Never click on links from unverified emails, messages, or third-party sources to avoid private key/mnemonic phrase exposure.

4. Download tools via hardware wallets or official app stores. Perform test transactions with small amounts before handling large assets.

Security is paramount—stay vigilant at all times!

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